SECURE PAYMENT & BILLING TERMS

1. Our Commitment to Secure Transactions

At our Bear Archery Pro Shop, we believe your focus should be on the hunt, not the security of your data. We utilize industry-leading encryption and the most trusted payment gateways to ensure that every transaction—whether you are investing in a Bear Archery compound bow or stocking up on traditional accessories—is 100% secure.

All transactions are processed through SSL (Secure Socket Layer) protected servers, meaning your financial details are encrypted and invisible to unauthorized parties.

2. Accepted Methods of Payment

To provide a seamless checkout experience for our customers across the United States, we accept a wide array of payment options:

Credit & Debit Cards: We accept all major providers, including Visa, MasterCard, American Express, and Discover.
Digital Wallets: For ultra-fast mobile checkout, we support Apple Pay, Google Pay, and Meta Pay.
PayPal: Secure checkout via your PayPal balance, linked bank account, or PayPal Credit.
Financing Options: We understand that premium gear like the Bear Archery Adapt or Kodiak Series is a significant investment. We offer buy-now-pay-later solutions through Klarna and Affirm, allowing you to split your purchase into manageable monthly installments.

3. Pricing, Taxes, and Currency

Currency: All prices are listed and processed in U.S. Dollars (USD).
Sales Tax: As a business operating out of Evansville, IN, we are required by law to collect sales tax on orders shipped to addresses within the state of Indiana. For orders shipped to other states, sales tax will be calculated based on local “Economic Nexus” laws at checkout.
Transparent Pricing: The price you see is the price you pay. Our 35% discount is applied directly to the product CSV, so there are no hidden “handling” fees at the final stage of checkout.

4. Billing Terms & Authorization

Immediate Capture: Payment is captured at the time of order placement. This secures your inventory, especially for high-demand models like the Bear Archery Cruzer G2.
Verification: To prevent fraud, your billing address must match the address on file with your credit card issuing bank. Orders that fail this verification may be flagged for manual review by our Evansville team.
Order Cancellations: If you need to cancel an order before it ships from our warehouse, please contact info@beararchery.us.com immediately. Once a tracking number has been generated, the order must be handled via our [Refund Policy].

5. Fraud Protection and Data Privacy

We take fraud seriously to protect both our shop and our customers.

PCI Compliance: Our WooCommerce store is fully PCI-DSS compliant.
No Stored Data: We do not store your full credit card number or CVV on our local servers in Evansville. Your data is handled exclusively by our encrypted payment processors.
Security Alerts: If our system flags an order as “High Risk,” we may reach out via phone at +1 (479) 437-7189 to verify the purchase before shipment.